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Preheat a griddle or large skillet on medium heat and lightly coat with cooking spray.
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Prepare pancake mix by adding flour, baking powder, buttermilk, eggs, canola oil, lemon juice and sugar to mixing bowl.
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Stir until ingredients are thoroughly combined.
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Spoon pancake batter on skillet and lightly spread the mixture to ensure it is evenly coated (wheat pancakes have a thicker consistency).
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Cook pancakes around 2-3 minutes on each side (It is always better to cook the pancakes longer on a lower heat to avoid burning the outsides and having runny insides).
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Prepare Caramel Sauce:
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Melt margarine in small saucepan on medium-low heat.
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Add brown sugar and mix until combined and melted.
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Add milk and stir until combined.
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Add vanilla, cinnamon and salt and stir until combined.
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Remove from heat.
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Serve Pancakes:
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Add desired amount of sliced bananas and walnuts to top of pancakes.
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Pour warm caramel sauce over pancakes.
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Top with whipped cream.